The Hefty Yoke of Student Loan Debt. Except, this is certainly, for example form of debt: student education loans. Demonstrably, it is impossible to utilize main-stream loan underwriting criteria to pupils whom, by meaning, aren’t at this time making sufficient cash to settle their loans. However the system is at the mercy of punishment by universities whose— that is primary not just — goal is to find their fingers regarding the cash. The kind that do a lot of advertising on New York subways — the Department of Education has been trying to come up with a rule to exclude programs that have a clear history of not producing people who can earn enough to repay their loans: a “gainful employment” rule for programs that do not lead to conventional degrees — largely the training programs pushed by for-profit private schools. […]